A real time payments solution should embrace private-public competition

There’s been more than a little debate about plans by the Clearinghouse and the Federal Reserve to set up their own ‘real time payments’ system, with the goal, at least in part, of bolstering financial inclusion.  On the one hand, … Continue Reading

A mixed picture for global fintech fundraises in the first half of 2019

The global picture for fintech fundraises is, in a word, mixed.  Accenture reports: The number of fintech deals globally rose about 2% from the first half of 2018, to 1,561, but activity was mixed in the world’s largest markets. While … Continue Reading

The Decentralization Debate

There’s been a lot of debate over whether Facebook’s proposed currency is really decentralized. It’s a big deal in crypto circles — and a debate often driven by individuals laying claim to what they view as “authentic” blockchain strategies that, … Continue Reading

Getting up to Talk Tech at 8am Has Never Been So Much Fun!

I had the pleasure this morning of doing a real Washington tradition: C-span’s morning call in show, Washington Journal, where I discussed Facebook’s Libra cryptocurrency and the state of crypto regulation in Congress.  It was such a pleasure hearing from around … Continue Reading

On Facebook’s cryptocurrency…or digital asset…or whatever you want to call it

On July 17, I had the delight and honor of testifying before the House Financial Services Committee with respect to Libra, Facebook’s proposed cryptocurrency. I’m a real fintech optimist, but it was hard to be one in this particular case. … Continue Reading

DC Fintech Week Brings Together Regulators, Innovators and Disruptors

Washington, DC, June 26, 2019 — Fintech Week is a unique, global policy forum where thought-leaders can discover, seriously discuss and debate rapidly evolving changes to the financial ecosystem that drive policy and regulation — and what they mean to markets and investors. This year, Fintech Week … Continue Reading

Non-Banks aren’t the Same Banks in the Mortgage Market….

….Which I thought was pretty obvious after 2008.  But it was worth highlighting in a recent appearance on CNBC.  Many thanks to the network for the privilege of the appearance for this law professor.

Georgetown-Geneva Institute Conference on international economic law a wild success

A sincere thanks to the hundreds of diplomats, students and lawyers who showed up at our G2 Conference on international economic law.  Few forums offer the opportunity for serious, sustained discussions on the international trading system–and its impact on services, … Continue Reading

Amazon and Facebook aren’t Playing the Same Cryptocurrency Game

Though experts had speculated for over a year that Facebook was considering launching a cryptocurrency, this month’s news reports confirming the rumors still sent shockwaves through the industry.  For the first time, a U.S. tech behemoth is attempting to go … Continue Reading

Congratulations Class of 2019

Congratulations to the graduating class of Hoya Lawyers for 2019!!   I look so forward to seeing your adventures and exploits as you make history!  Very best of luck.